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2000 Ski Time Square
PO Box 882410
Steamboat Springs, CO 80488

• Phone: 970-879-2333
• Fax: 970-879-8767
• Toll Free: 800-280-4754
• Email: info@c21skitown.com

Mortgage Information

Click here or call 888-598-8262 to finance your home instantly, with Century 21 Mortgage.

We can help you determine how much home you can actually afford. If you're short on cash, we can suggest some possible sources of funds for your down payment, or help you find low-down payment loans or seller-financed loans.

Rates for conventional, 30-year fixed rate mortgages are now in a reasonable range. Increasingly popular alternative forms of financing may make your loan even more affordable. Your CENTURY 21 Ski Town Associates real estate agent can provide information on the types of mortgage plans available to you.

We can help you work out a realistic idea of the home best suited to your needs: Location, size, style, features, accessibility to schools, transportation and shopping.

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10 Questions to Ask Your Lender

Be sure you find a loan that fits your needs with these comprehensive questions.

  • What are the most popular mortgage loans you offer?
  • Which type of mortgage plan do you think would be best for us? Why?
  • Are your rates, terms, fees, and closing costs negotiable?
  • Will I have to buy private mortgage insurance? If so how much will it cost and how long will it be required?

NOTE: Private mortgage insurance usually is required if you make less than a 20 percent downpayment, but most lenders will let you discontinue the policy when you’ve acquired a certain amount of equity by paying down the loan.

  • Who will service the loan? Your bank or another company?
  • What escrow requirements do you have?
  • How long is your loan lock-in period (the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if they drop during this period?
  • How long will the loan approval process take?
  • How long will it take to close the loan?
  • Are there any charges or penalties for prepaying the loan?

Used with permission from Real Estate Checklists & Systems www.realestatechecklists.com.
   
 

Steamboat Springs boasts an unparalleled quality of life. Be prepared for a private, uncrowded, safe, mountain lifestyle with a western flavor that you have to experience to believe. Read on to see some of the many activities that our community offers, and why we're so proud to call Steamboat Springs our home.

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CENTURY 21 Ski Town Associates is a proud member of the National Association of REALTORS®, Equal Housing Opportunity. All information deemed reliable but not guaranteed. Real Estate Data on this Web site come in part from the IDX program of SSBR. Listings presented may not be listed for sale by CENTURY 21 Ski Town Associates, but by another brokerage firm. Such listings will be marked with the MLS logo and the listing brokerage firm will be indicated in detailed information about the property.